Last updated on 05. February 2023
These Terms of Purchase constitute a legally binding agreement made between you (“user“, “customer“, or “client“), whether personally or on behalf of an entity (“you”, “user“, “customer“, or “client“) and Reich Media LLC (“Company“, “we”, “us”, or “our”), concerning your access to and use of the https://investorsacademy.org/ website as well as any other media form, media channel, mobile website or mobile application related, linked, or otherwise connected thereto (collectively, the “Site”).
No Guarantee of Results. YOU EXPRESSLY AGREE THAT YOUR USE OR INABILITY TO USE THE SERVICES IS AT YOUR OWN RISK. With the exception of the Performance Guarantee, you accept, agree, and understand that you are fully responsible for your progress and results from your participation in the Session and Services. We do not offer any representations, warranties, or guarantees verbally or in writing in regards to your earnings, business profit, marketing performance, audience growth, or results of any kind. You are solely responsible for your own actions and results in both life and business, which are dependent on factors that are personal to you, including (but not limited to), your skill, knowledge, ability, dedication, business savvy, network, and personal financial situation.
You accept, agree, and understand that any testimonials or endorsements provided by our customers or audience that are represented through our Services, Websites, marketing materials, advertisements, or any of our communication channels have not been scientifically evaluated by us and the results experienced by individuals may vary significantly. Any statements outlined on our Services, Websites, marketing materials, advertisements, or any of our communication channels are our opinions only and therefore are not guarantees or promises of actual performance.
The information given to you during the Session does not constitute professional legal, medical, psychological, or financial advice and is general in nature. It does not take into account your specific circumstances nor does it verify the truthfulness and accuracy of what you are telling us during the Session, and it should not be acted upon without a full understanding of your current situation and future goals and objectives. You are responsible for making the determination as to whether the information given to you during the Session is suitable for your needs. We don’t guarantee results or offer legal advice. We accept no liability for any loss or damage whatsoever arising out of the use of this website, the Services, or reliance on the content of the Website or Services.
Earnings Disclaimer. Results may vary from individual to individual in calculating profits, and depend on the industry, capacity, advertising budget, and other factors. The sales figures stated on our website are our own personal sales figures. Please understand our results are not typical, we’re not implying you’ll duplicate them (or do anything for that matter). The average person who follows any ‘how to’ information gets little to no results. We’re using these references for example purposes only. Your results may vary and depend on many factors including but not limited to your background, experience, and work ethic – we make no guarantees whatsoever. All business entails risk as well as massive and consistent effort and action. If you’re not willing to accept that, then we’re not a great fit for you.
Orders. Customer may order Services using the Company’s then-current ordering processes. All Orders are subject to acceptance by Company in its discretion. All Customer information provided by or on behalf of Customer must be current, complete and accurate and Customer is responsible for keeping such information updated. Order information is subject to automatic processing by Company for the purposes of managing Customer’s account.
Fees. As consideration for any purchase you make on the Website(s), you shall pay us all applicable fees and taxes without offset of any kind. We (or our third-party payment processor) shall authorize the nominated payment method (e.g. credit card, bank account, or other approved payment facility) provided by you during the purchase and registration process for the full payment of all fees and applicable taxes owing (without offset of any kind), and you consent to the same. All payments will be charged and made in Euros.
We offer the ability to provide payment via our Website(s) or via phone or video call. You consent to us processing your payment on your behalf if you choose to provide payment details via phone or video call. You must provide current, complete, and accurate billing and payment information. You agree to only provide us with a payment method to which you are authorized to use. If your billing information changes, you must promptly update us. If you choose to purchase our Services using the payment plan option, you consent to us making multiple charges to your chosen payment method. If your billing and payment information changes during the payment plan, you must provide us with updated billing and payment information immediately. You consent to us re-trying any failed payment plan transactions, and you agree to pay any fees or related charges incurred as a result of the failed payment.
If the fees and applicable taxes charged to you are dishonored, rejected, or otherwise not made available to us, you agree to immediately pay all amounts due upon demand. If the payment method you use is subject to a foreign transaction fee or related charges, you will be responsible for paying those fees or related charges. It is recommended that you verify the fees and related charges that you may be responsible for with your payment issuer. You agree to pay all costs of collection, including legal fees and costs, on any outstanding balance owed to us.
Customer is responsible for all fees applicable to the Services, including any one-time implementation fees (“Fees”). All Fees are due and payable as set forth on the invoice and, unless otherwise agreed in writing, payments are due three (3) days from the invoice date. Customer agrees to notify Company of any fee dispute within fifteen (15) days of the invoice date and Customer agrees to work in good faith to promptly resolve any dispute and pay fees within fifteen (15) days following resolution of the dispute. When applicable, Customer authorizes Company (i) to take steps to determine whether a debit/credit card number provided is valid, and (ii) charge such card in accordance with the billing frequency specified in the Order. Company reserves the right to terminate its agreement with Customer immediately in the event any payment information is found at any time to be inaccurate, incomplete and/or not current. Company shall not be responsible for any overdraft charges or other fees that may be incurred due to Company use of Customer’s card for payment hereunder. Company reserves the right to update the price for Services at any time after the Initial Term. Company will notify Customer of any price changes by publishing on its website, emailing, quoting or invoicing Customer. Price changes will be effective as of the next billing cycle.
No Investment Advice. The Content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice. Nothing contained on our Site constitutes a solicitation, recommendation, endorsement, or offer by IA or any third party service provider to buy or sell any securities or other financial instruments in this or in in any other jurisdiction in which such solicitation or offer would be unlawful under the securities laws of such jurisdiction.
All Content on this site is information of a general nature and does not address the circumstances of any particular individual or entity. Nothing in the Site constitutes professional and/or financial advice, nor does any information on the Site constitute a comprehensive or complete statement of the matters discussed or the law relating thereto. IA is not a fiduciary by virtue of any person’s use of or access to the Site or Content. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information or other Content on the Site before making any decisions based on such information or other Content. In exchange for using the Site, you agree not to hold AI, its affiliates or any third-party service provider liable for any possible claim for damages arising from any decision you make based on information or other Content made available to you through the Site.
Investment Risks. There are risks associated with investing in securities. Investing in stocks, bonds, exchange-traded funds, mutual funds, and money market funds involves the risk of loss. Loss of principal is possible. Some high-risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including greater volatility and political, economic, and currency risks and differences in accounting methods. A security’s or a firm’s past investment performance is not a guarantee or predictor of future investment performance.
Software Beta Notice. All software, tools, systems and other computer programs provided or sold by us could be in a BETA Stage and may have serious bugs which may result in malfunctioning trades which could lead to unprofitable trades or trades with more leverage or capital then intended. As stated in our Terms of Service, in no event will we or our directors, employees, or agents be liable to you or any third party for any direct, indirect, consequential, exemplary, incidental, special, or punitive damages, including lost profit, lost revenue, loss of data, or other damages arising from your use of the site or any software, tools, systems and other computer programs provided or sold by us, even if we have been advised of the possibility of such damages. Notwithstanding anything to the contrary contained herein, our liability to you for any cause whatsoever and regardless of the form of the action, will at all times be limited to the lesser of the amount paid, if any, by you to us or $500.00 USD. Certain US state laws and international laws do not allow limitations on implied warranties or the exclusion or limitation of certain damages. If these laws apply to you, some or all of the above disclaimers or limitations may not apply to you, and you may have additional rights.
Refunds. We are committed to your satisfaction. If you have purchased digital/hard goods/subscription from us and are unhappy with the product received, you may be eligible for a refund if requested within 14 days of the original purchase date.
Refunds of Digital/Subscription-Based Goods. To be eligible for a refund on any digital/subscription-based goods, the following steps must be taken:
Refund must be requested in writing by contacting firstname.lastname@example.org.
The request for a refund must be made within 14 days of the original purchase date.
If 14 days of the original purchase pass or the service has already been used (f.e. if 20% or more of the digital training has been viewed), a refund can‘t be issued anymore, and you will be fully responsible and will have to pay all fees and charges, as agreed on, without any exceptions.
Refunds of the Copy Trading Software. All purchases of the copy trading software are non-refundable and the sale is final. By completing a purchase, the customer acknowledges and agrees that the sale is not subject to cancellation or refund, and the customer has a clear understanding of the nature of the product being purchased. The customer assumes all responsibility for the use of the software and acknowledges that the purchase price paid is for a license to use the software and not for the transfer of title. No rights to the software are granted other than the right to use it in accordance with the terms of the license agreement.
Use of Downloadable Assets. To protect the security of our Downloadable Assets, we reserve the right to place a limit on the number of times course materials can be downloaded. We accept no liability for any loss or damage whatsoever arising out of the use of our Downloadable Assets. Use of our Downloadable Assets is a decision made at your sole discretion. We have used our best efforts to ensure the Downloadable Assets are free from malicious code, including viruses, worms, and Trojan horses but we are not responsible for the security of your systems or your website. As part of the delivery of the Services, you will be required to activate the Downloadable Assets. In doing so, you agree that if any license(s) granted to you as part of the Downloadable Assets are compromised (including being copied, distributed, or shared without our authorization), we may revoke the license(s) without notice to you. In this event, you will not be entitled to a refund or any compensation. You are purchasing a single license and you must not replicate, sell, or distribute any of the resources. It will only be possible to activate the Downloadable Assets if the Investors Academy by us has been purchased in full without refund, partial refund, bank or credit card dispute, failed payment(s), or invoice offset. In the event the Services have not been paid in full, we may, at our sole discretion, revoke access to any or all parts of the Services. No payment, no Services. Simple.
Additional Services. Customer may order additional Services at any time. Unless otherwise agreed in the applicable Order, any additional Services ordered by Customer following the Effective Date are subject to these Terms of Purchase, and shall be coterminous with the Terms and Conditions for existing Services.
Late Payments. Company reserves the right, in its discretion, to (i) suspend or terminate the Services or any portion thereof for non-payment of undisputed Fees, and (ii) impose a charge to restore archived data from delinquent accounts. Customer agrees to reimburse Company for all reasonable costs and expenses incurred in collecting delinquent amounts.
Be sure to return to these Terms of Purchase Policy periodically to review the most current version. We reserve the right at any time, at our sole discretion, to change or otherwise modify these Terms of Purchase Policy without prior notice; however, the date of any effective changes shall be reflected at the top of this page.